Business Investing

Term Deposits

A safe, secure way of investing, Term Deposits are issued in a range of terms and amounts with a minimum of $1,000.00.

The high interest rate is maintained in line with prevailing market conditions and remains fixed for the life of the certificate, unless cashed before maturity.


  • They are issued for terms ranging from 32 days to 5 years.
  • Early withdrawal allowed, subject to an interest penalty. (Cashed with the first year of investment pay 0%)
  • Minimum $1,000.00 deposit.
  • Interest is paid at maturity except for 2 to 5 year certificates which pay interest annually.
  • Interest can be compounded annually to the term deposit on five year terms


  • Term Deposits are a safe way to increase surplus funds.
  • Amounts are insured by FSRA

Mutual Funds

Credential Asset Management Inc.

Credential Asset Management Inc. investment accounts can consolidate all of your personal and registered mutual fund investments into one account statement, making investment planning easier and more convenient.

Credential Asset Management Inc. simplifies record keeping and gives you more control of your financial future so you can take advantage of new investment opportunities as they arise.

  • Consolidate your personal and registered mutual fund investments into one account statement
  • Choose from a myriad of top quality mutual funds with trusted names like Franklin Templeton, Fidelity, AGF and NEI Investments
  • Receive regular statements that summarizes your mutual fund portfolio holdings and current market value
  • Simplify your record keeping and reduce your administration costs
  • Structure your investment portfolio to match your investment style and goals

Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated. ®Credential is a registered mark owned by Aviso Wealth Inc. NEI Investments is a registered trademark of Northwest & Ethical Investments L.P. ("NEI LP"). Northwest & Ethical Investments Inc. is the general partner of NEI LP and a wholly-owned subsidiary of Aviso Wealth Inc. ("Aviso").

Online Brokerage

Q Trade Investor

We have partnered with Qtrade Investor to provide you with online investing from one of Canada’s best online brokers. If you prefer to self-manage your investments, Qtrade Investor empowers you to reach your investment goals:

  • Exceptional value: $8.75 stock trades for everyone, regardless of your account value, and $6.95 stock trades for more active traders. Plus, choose from 100 free ETFs and trade mutual funds commission free.
    • Outstanding service: Prompt, friendly service is part of the Qtrade experience. Get the right answers and solutions, right away. Knowledgeable investment representatives are ready to help you open a new account, transfer funds, or place a trade.
      • Accounts you need: Non-registered and registered accounts, including cash, margin, RSP, TFSA, RESP, RIF, and more.
        • Investment choices: Build a diversified portfolio from a wide range of investments including stocks, ETFs, mutual funds, bonds, GICs, and options, plus new issues/IPOs.
          • Planning and research tools: In-depth research and powerful tools to help you set goals, find and evaluate investing ideas, and review your portfolio. Qtrade gives you all the essentials, plus plenty of extras, including real-time quotes, analysts’ recommendations, market news, investment screening tools, model portfolios, technical data, and much more.
            • Convenient access: Stay connected to the markets, wherever, whenever. Invest, monitor your portfolio positions and access market information online, with Qtrade Investor for iPhone, iPad, Apple Watch, and Android.
              • Award-winning trading experience: Qtrade Investor’s easy-to-use and comprehensive trading platform has consistently been rated among Canada’s best by independent reviewers, including The Globe and Mail, MoneySense, and Surviscor.

              Find out how Qtrade Investor can help you reach your financial goals.

              Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund.