Business Investing

Term Deposits

A safe, secure way of investing, Term Deposits are issued in a range of terms and amounts with a minimum of $1,000.00.

The high interest rate is maintained in line with prevailing market conditions and remains fixed for the life of the certificate, unless cashed before maturity.


  • They are issued for terms ranging from 32 days to 5 years.
  • Early withdrawal allowed, subject to an interest penalty.
  1. Cashed with the first year of investment pay 0%
  2. Cashed in year 2 to 5 pay 1 year rate at time of investment as printed on the face of the term certificate.
  • Minimum $1,000.00 deposit.
  • Interest is paid at maturity except for 2 to 5 year certificates which pay interest annually.
  • Interest can be compounded annually to the term deposit on five year terms


  • Term Deposits are a safe way to increase surplus funds.
  • Amounts are insured by D.I.C.O.


Mutual Funds

Credential Asset Management Inc.

The Credential Asset Management Multiple Fund Account consolidates all your personal and registered mutual fund investments into one account statement, making investment planning easier and more convenient. Your complete portfolio is available at a glance; you receive an itemized statement detailing your investment holdings and the current market value of your portfolio.

The Credential Asset Management Multiple Fund Account simplifies record keeping and gives you more control of your financial future so you can take advantage of new investment opportunities as they arise.

  • Consolidate your personal and registered mutual fund investments into one account statement
  • Choose from a myriad of top quality mutual funds with trusted names like Franklin Templeton, Fidelity, AGF and Ethical Funds®, Canada's leading family of socially responsible investments
  • Receive regular statements that summarizes your mutual fund portfolio holdings and current market value
  • Simplify your record keeping and reduce your administration costs
  • Structure your investment portfolio to match your investment style and goals

Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated. ®Credential is a registered mark owned by Aviso Wealth Inc. ®Ethical Funds is a registered mark owned by Northwest and Ethical Investments LP and is used under licence.

Online Brokerage

Be Your Own Broker

The power of online trading. The values of your credit union.

Our online brokerage partner, Credential Direct®, has it all – fair pricing, excellent service, and a wealth of resources to make investment decisions easier.

  • Online trading that’s accessible to more Canadians
  • Investors pay just $8.88 per trade – regardless of account size or trading activity.
  • Pricing that’s straightforward and easy to understand
  • When it comes to fees, what you see is what you get. There are no platform, subscription or hidden ECN fees.
  • Excellent value. Excellent service
  • It’s a discount brokerage – but they don’t skimp on service, research or tools! Credential Direct delivers unrivaled service and access to premium tools and timely research to everyone, completely free!

Cooperative roots, credit union values owned and operated by the Canadian credit union system, Credential Direct is the online brokerage of choice for credit union partners and their members

Visit to learn more, or open an account today.

Credential Direct® is a division of Credential Securities Inc. and operates as a separate business unit. Credential Securities is a member of the Canadian Investor Protection Fund. ® Credential Direct is a registered mark owned by Credential Financial Inc. and is used under license.