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Investments

16 Month Term

4.60

5 Year Mortgage

High Ratio Fixed Rate

4.89

Vehicle Loan

3 Years starting at

5.29
 

Mortgages

 
 
List of rates for MORTGAGE SPECIALS **
MORTGAGE SPECIALS ** Rate
2 Year Fixed Rate Mortgage
5.99
3 Year Fixed Rate Mortgage
5.49
5 Year Fixed Rate Mortgage
5.19
5 Year Fixed Rate High Ratio Mortgage
4.89
 
List of rates for OPEN MORTGAGE TERMS
OPEN MORTGAGE TERMS Rate
1 Year Fixed Rate
8.00
 
List of rates for CLOSED MORTGAGE TERMS
CLOSED MORTGAGE TERMS Rate
1 Year Fixed Rate
7.59
2 Year Fixed Rate
7.04
3 Year Fixed Rate
6.84
4 Year Fixed Rate
6.59
5 Year Fixed Rate
6.64
5 Year Variable Rate
6.95
 
List of rates for BEST RATE MORTGAGE PROGRAM (CLOSED MORTGAGE)
BEST RATE MORTGAGE PROGRAM (CLOSED MORTGAGE) Rate
First Year
7.59
Maximum Rate
7.59
 
All rates are subject to change without notice.
** Rates are subject to change without notice at any time. Offer may change or be withdrawn at any time without notice. Other conditions and restrictions apply.
All applicants must meet Sudbury Credit Union Limited lending criteria. Special offers apply only to new mortgages of owner-occupied properties with an amortization of 25 years or less.

Loans & Lines of Credit

 
 
List of rates for VEHICLE FINANCING SPECIALS*
VEHICLE FINANCING SPECIALS* Rate
3 Years starting at
5.29
4 Years starting at
5.49
5 Years starting at
5.99
6 Years starting at
6.49
7 Years starting at
6.69
 
List of rates for LOANS AND LINES OF CREDIT
LOANS AND LINES OF CREDIT Rate
ESP - Student Loan
6.00
ESL - Student Line
6.00
Overdraft Protection
21.00
Unauthorized Overdrafts
24.00
Line of Credit starting at
8.20
MeritLine - Home Equity Line of Credit starting at
7.20
Vehicle Financing starting at
7.20
Investment Loan starting at
7.20
Loans Secured by Deposit
5.29
 
All rates are subject to change without notice.
*Rate subject to change without notice. On approved credit (OAC). Financing for 3, 4 or 5 year terms applicable to model years 2020 or newer. Financing for 6 or 7 year terms applicable to model years 2021 or newer.

Registered Investments

Available for RRSPs, RRIFs and TFSAs

 
List of rates for INVESTMENT SPECIALS*
INVESTMENT SPECIALS* Rate
16 Month Investment
4.60
23 Month Investment
4.50
38 Month Investment
4.00
 
List of rates for NON-REDEEMABLE TERM DEPOSITS*
NON-REDEEMABLE TERM DEPOSITS* Rate
32-89 Days
2.50
90 - 179 Days
2.50
180-364 Days
2.50
1 Year
4.00
2 Year
4.00
3 Year
4.00
4 Year
4.00
5 Year
3.95
 

RRSPs

 
List of rates for PREMIUM RRSP SAVINGS
PREMIUM RRSP SAVINGS Rate
Daily Savings RRSP Account
0.50
 

RRIFs

 
List of rates for PREMIUM RRIF SAVINGS
PREMIUM RRIF SAVINGS Rate
Daily Savings RRIF Account
0.50
 

TFSA

 
List of rates for TAX FREE SAVINGS ACCOUNT
TAX FREE SAVINGS ACCOUNT Rate
Daily Savings TFSA
1.25
 

FHSA

 
List of rates for FIRST HOME SAVINGS ACCOUNT
FIRST HOME SAVINGS ACCOUNT Rate
Daily Savings FHSA
1.25
 

RESPs

Contact an advisor for current rates.

 
All rates are subject to change without notice.
* Rates are subject to change without notice. The promotional rate is offered to a maximum balance of $500,000

Term Deposits

 
List of rates for INVESTMENT SPECIALS*
INVESTMENT SPECIALS* Rate
16 Month Investment
4.60
23 Month Investment
4.50
38 Month Investment
4.00
 
List of rates for REDEEMABLE TERM DEPOSITS*
REDEEMABLE TERM DEPOSITS* Rate
1 Year
3.00
 
List of rates for NON-REDEEMABLE TERM DEPOSITS*
NON-REDEEMABLE TERM DEPOSITS* Rate
32-89 Days
2.50
90 - 179 Days
2.50
180-364 Days
2.50
1 Year
4.00
2 Year
4.00
3 Year
4.00
4 Year
4.00
5 Year
3.95
 
All rates are subject to change without notice.
* Minimum deposit $1,000
* Rates are subject to change without notice. The promotional rate is offered to a maximum balance of $500,000

Account Interest Rates

 
List of rates for PERSONAL 1 ACCOUNT*
PERSONAL 1 ACCOUNT* Rate
$5,000+
0.10
Golden accounts above $25,000*
0.20
 
List of rates for PLAN 24 SAVINGS*
PLAN 24 SAVINGS* Rate
$0 - $24,999
0.10
$25,000 - $74,999
0.20
$75,000 +
0.30
 
List of rates for BUSINESS PACKAGES*¹
BUSINESS PACKAGES*¹ Rate
$25,000 +
0.05
 
List of rates for BUSINESS COMMUNITY GROWTH ACCOUNT*
BUSINESS COMMUNITY GROWTH ACCOUNT* Rate
$0 - $49,999
0.60
$50,000 - $99,999
0.60
$100,000+
0.60
 
List of rates for US DOLLAR ACCOUNT*
US DOLLAR ACCOUNT* Rate
$5,000 +
0.05
 
* Rates are tiered and subject to change without notice.
¹ Applicable to Business Basics, Business Essentials, Business Advantage, Business Summit.

Foreign Exchange

 

 
List of rates for Foreign Exchange Rates
Foreign Exchange Rates Buy Rate Sell Rate
United States (Dollar)
1.3963
1.3363
 

Buy: is the rate for members to buy currency and pay in Canadian dollars.
Sell: is the rate for members to sell currency and receive in Canadian dollars.

Foreign exchange rates shown are as of 10:00am each business day and are for informational purposes only. Rates are subject to change without notice throughout the day. For amounts over $50,000, please call or visit a branch.

 
 

 

Additional Foreign Currencies

Over 80 different foreign currencies can be ordered in advance for members. Please contact a branch for more details and current exchange rates.
 

 

Service Fees

 

Personal Account and Service Fees - See PDF
Business Account and Service Fees - See PDF