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Vehicle Loan

3 Years starting at


Line of Credit

Starting at


5 Year Mortgage

High Ratio Fixed Rate



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Personal Loan

A loan for whatever you may need the funds for – from a dream vacation to a home renovation. A personal loan offers a range of options to help you realize your dreams.

Key Information

  • Fixed and variable rates available.

  • Payment options include weekly, bi-weekly, semi-monthly, or monthly.

  • Customize your loan by borrowing only what you need at the time and choose a term up to 15 years.



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Vehicle Loan

Finance the purchase of a new or used vehicle, including recreational vehicles like RVs, ATVs, snowmobiles, motorcycles, boats and more.

Key Information

  • Competitive rates and flexible payment options.

  • Pay off the loan early without the worry of an interest penalty.

  • By choosing a vehicle loan over leasing, you don’t have to worry about mileage restrictions and once the loan is paid off, you own your vehicle.



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Consolidation Loan

A great option if you have multiple personal loans or credit card payments and want to reduce your monthly payment and the total interest you’re paying. Instead of juggling your debt, let us help you simplify your life.

Key Information

  • Consolidation loans can lower your payments by exchanging them for one manageable payment.

  • Reduce the total interest being paid.

  • Pay off your debt faster.



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Investment Loan

Take advantage of the tax benefits of contributing to your RRSP if you have unused contribution room but don’t have the funds to invest. You can also use an investment loan for non-registered investments.

Key Information

  • Competitive rates with flexible repayment options and quick approval.

  • Save for the future and plan for a healthy retirement.



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Overdraft Protection

A great way to buffer your chequing account. When you’re temporarily short on cash, the overdraft protection automatically kicks in, providing you with the predetermined amount. Access the funds the same way you access your chequing account.

Key Information

  • Peace of mind that you’ll never be short of funds in your account.

  • A one-time application for the overdraft protection which remains on your account. As you repay the overdraft, the funds become available for you to use again.

  • Only pay interest on the amount used, for the length of time you’ve used it. 



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Personal Line of Credit

A line of credit gives you the ultimate flexibility. Apply once, then have access to funds when you need them, with interest charged only on what you use.

Key Information

  • One-time application for ongoing access to funds. As you repay the line of credit, the funds become available for you to use again.

  • Great rates, flexible payment options, and interest is only paid on the amount you use.

  • Have the flexibility of knowing you have cash available to use when you need it. 



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Educator Student Line of Credit

A flexible and convenient line of credit designed to help students pay for the cost of post-secondary education. Students can use the pre-approved amount as needed.

Key Information

  • While you’re in school, make interest-only payments on the line of credit.

  • Use the funds from the line of credit as you need them during your post-secondary program.

  • Once you graduate, choose from flexible repayment options.



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MERITLINE Home Equity Line of Credit

A line of credit secured by the equity in your home to give you access to cash for whatever you need, whether that’s a new purchase, a new kitchen, or just in case of emergency.

Key Information

  • Peace of mind knowing you have cash flow available.

  • Flexible payments with interest payable each month on the outstanding balance.

  • A variable interest rate that fluctuates with market changes.

  • Pay as much as you want towards the outstanding balance at any time without any prepayment penalties.



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