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Manage your SCU Mastercard® with security and ease. View your balance, customize transaction alerts and controls, block merchants, and more - all in one place.

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Have your credit card payments automatically deducted from your account each month. Set up AutoPay in your CardWise account.

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Apple Pay, Google Pay, and Samsung Pay. Your credit card can be used to pay on the go at participating merchants, in apps and on the web.

 


OFFER: 1st Year Fee Rebate Offer

Applications must be received between July 1 to September 30, 2026, in order to be eligible for the 1st Year Annual Fee Rebate Promotion. The Promotion applies ONLY to selected new approved, funded, and activated consumer and business credit primary card accounts as follows:

  • Centra Gold Mastercard®
  • Classic Mastercard®
  • Low Rate Business Mastercard®

The Promotion is open to all members of participating credit unions, including ‘new’ applicants for the above-mentioned cards who have not before held one of these cards either in their name, or jointly with another individual or entity. Members with a previously closed account for one of the above-mentioned cards, who are looking to open a new account, are also eligible for this promotion.

Additional/sub-accounts/joint/supplementary cards are excluded.

The 1st Year Annual Fee Rebate will apply to primary card account only once the new eligible credit card has been approved and activated within 30 days and a first purchase has been made within 60 days of application approval. The annual fee will be charged to the new cardholder account and appear on their first statement. The cardholder is responsible for paying this fee. A rebate of the fee will be credited to the account within the next two (2) following statement cycles following card activation. Any interest incurred by the cardholder as a result of not paying this initial fee is the responsibility of the cardholder.

Twelve (12) months after the credit card open date, the primary cardholder and any additional cardholders will be charged the regular annual fee.

Members and employees of participating credit unions and financial institutions can apply for their new card in branch and online.

Employees of participating credit unions and financial institutions are eligible for this offer.

Application is subject to approval by Collabria Financial Services, Inc.

For current information about Collabria’s full range of consumer and business credit cards and further details regarding applicable credit card charges, fees, pricing, and benefits of Collabria credit card product suite, please visit www.collabriacreditcards.ca or call Cardholder Services at 1.855.341.4643. You can also access cardholder agreements at www.collabriacreditcards.ca/cardholder-agreement to see the agreement that applies to the card of your choice. 

The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

®Mastercard and World Mastercard are registered trademarks of Mastercard International Incorporated.

OFFER: A Chance to Win a Solo Stove

Applications completed between July 1 and August 31, 2026 will be entered into a draw to win one Solo Stove – Smokeless Fire Pit.

One draw entry per member/application.

Approved, referred and declined applications qualify for entry into the draw.

Applications completed in-branch and online qualify for entry into the draw.

Draw will take place by September 15, 2026. The winner will be contacted by phone.

No prize substitutions.

Employees of Sudbury Credit Union are not eligible.

 

Choose the Right Card

Need help choosing the card that's right for you? Answer a few questions to find out which card will best meet your needs.

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Centra Gold Mastercard

Centra Gold Mastercard®

A perfect balance of premium rewards and low rates.

Key Information

  • Annual fee of $50.

  • Interest rate (fixed) of 12.99% on purchases.

  • Earn rewards on every purchase: 1 point for every $1 spent. 

 
 

 

 
Cash Back Mastercard

Cash Back Mastercard®

Earn cash rewards for everyday purchases.

Key Information

  • No annual fee.

  • Interest rate (fixed) of 20.99% on purchases.

  • Earn 1 point per $1 spent on grocery, gas & sustainable transit, select recurring bills & digital streaming purchases, and 0.5 points per $1 spent on all other purchases.

 
 

  

 
Classic Mastercard

Classic Mastercard®

Credit card convenience. Simple, easy and smart.

Key Information

  • Annual fee of $20.

  • Interest rate (fixed) of 13.99% on purchases.

  • Includes mobile device insurance, purchase protection and extended warranty.

 
 

 

 
US Dollar Mastercard

US Dollar Mastercard®

Carry the card that’s as rewarding as your US travel.

Key Information

  • Annual fee of $50 USD.

  • Interest rate (fixed) of 20.99% on purchases.

  • No currency conversion fees on purchases in US dollars.

 
 

 

 
World Mastercard

World Mastercard®

A wide world of privileges. Expand your world with generous reward points.

Key Information

  • Annual fee of $120.

  • Interest rate (fixed) of 20.99% on purchases.

  • Enjoy best-in-class travel services and insurance coverages.

  • Premium access to 2,000+ Priceless Cities® experiences.

 

 

 
Cash Back World Elite Mastercard

Cash Back World Elite Mastercard®

A premium card for your everyday life.

Key Information

  • Annual fee $120.
  • Interest rate (fixed) of 20.99% on purchases.
  • Bonus rewards points on groceries, digital streaming, sustainable transit, and more.
  • Valuable insurance benefits including: travel insurance, purchase protection, and extended warranty.
  • World Elite Mastercard Exclusive Benefits.
 

 

 

Be part of something bigger. Be part of Sudbury Credit Union.