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16 Month Term



23 Month Term



38 Month Term

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Term Deposits

Term deposits earn higher interest than a regular savings account and can help you make the most of your money within your investment timeline.

Key Information

  • Flexibility of short and long terms ranging from 32 days to 5 years.

  • Both your original investment and interest payments are guaranteed.

  • Include term deposits in registered investments like RRSPs, RRIFs or TFSAs, or in non-registered investments.

  • Non-redeemable and redeemable options available.

  • Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).


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Index Linked Term Deposits

A safe, secure way of expanding your investment range. These term deposits are linked to the performance of the S&P/TSX 60 Index but your principal investment amount is guaranteed.

Key Information

  • Potential to earn a higher return than the interest paid on a standard term deposit.

  • Your principal investment is guaranteed.

  • Unlike other term deposits, there is no guaranteed return on this product. Depending on the performance of the stocks comprising the S&P/TSX 60 Index over the term, it is possible that, at maturity, the investor will receive only their principal back.

  • Choose from a 3 year or 5 year term.

  • Minimum investment amount is $1,000.00.

  • 75% participation rate on 3 year investment.

  • 125% participation rate on 5 year investment.

Series Performance

Check on the status of your Index Linked Term Deposit series or view past series' performance.



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