Overdraft Protection

This loan is for you if:

  • you require short term financing to cover potential cash flow shortages.
  • you want peace of mind during a financial crunch.

Loan Features

  • Authorized overdraft has a preset limit.
  • Maximum amount of $3,500.
  • Large amounts require security.
  • Set up under the deposit system.
  • No set term as authorized overdraft is designed to fluctuate.


Additional Information

  • Authorized overdraft at a lower rate of interest than overdraft rate, reduces overdraft costs.
  • Payments can be pre-arranged to suit member's budget.
  • Peace of mind that debits will be paid (up to the limit).
  • One time application.
  • Eliminates service charges on cheque processing and cheque returns up to the authorized amount.

Ready to apply? Applying for credit with us is easy!


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*Rate is subject to change without notice and is available O.A.C. Rate is compounded semi-annually. Terms and conditions may apply. Mortgage funds must be advanced within 90 days of the application. This rate is discounted and cannot be combined with any other rate discounts, promotions or offers. Additional fees may apply. For specific Annual Percentage Rate (APR) rates, please contact your branch.