Investment Loan

This loan is right for you if:

  • You are looking to take advantage of the tax benefits of contributing to your RRSP.
  • You have unused contribution room and want to borrow to make a contribution.

Loan Features

Just because you might be short on cash right now doesn't mean you have to forfeit a financially healthy retirement!

Contributing on a regular basis will help build a significant nest egg over time.  Sudbury Credit Union offers investment loans at very competitive rates.

Lots of RRSP contribution room?  Ask about a "Catch Up" RRSP Loan
Considering investing in a non-registered, tax efficient vehicle?  Come speak to us!

One of the keys to a prosperous retirement is saving on a regular basis!  The sooner you start in life and the more frequently you contribute, the bigger your nest egg will be!

Additional Information

Our investment loans are at competitive rates, with flexible repayment terms and quick approval.

Investment loans are available for registered and non-registered investments.

Interest costs may be tax deductible in certain circumstances such as investing in non-registered investments.  When the interest is deducted, it can be an effective way of reducing the overall cost of the investment loan.  It is recommended to seek the advice of a tax specialist before using an investment loan strategy.

For additional peace of mind, we offer affordable creditor life and disability insurance to protect your family from financial risk.

Ready to apply? Applying for credit with us is easy!


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In Person

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By Phone

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*Rate is subject to change without notice and is available O.A.C. Terms and conditions may apply. Additional fees may apply. For specific Annual Percentage Rate (APR) rates, please contact your branch.
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