Plan 24

This account is for you if:

  • You want to earn interest while you save for a rainy day and still have easy access to your money.


Account Features

This account earns interest and is considered pay-as-you-go.

  • 3 FREE in-branch or self-serve withdrawals per month
  • INTERAC® debit purchases with your MEMBER CARD®
  • Withdrawals (in-branch or at an EXCHANGE® branded ATM)
  • NO Chequing or pre-authorized payments/debits
  • Interac® Online Payment

Additional Benefits

  • FREE Online, Mobile & Telephone Banking
  • FREE Electronic Statements
  • FREE Online Cheque Viewing


This account earns interest calculated on the closing daily balance and paid monthly based on the following tiers:

  • Up to $24,999
  • $25,000 to $74,999
  • $75,000 and over
Current rates are listed on the right.

Additional Serivces

  • Interac® e-Transfer
  • Using a Bank ATM (Interac®) or CIRRUS® ATMs (International)
  • Receiving or Sending a Wire Transfer
  • Pre-authorized credits allowed
  • Interac® Online Payment

What You Need

Opening an account with us is simple. You will need to bring 2 pieces of valid, non-expired government issued identification.

Accepted primary forms of ID include Drivers’ License, Canadian Passport, Ontario Photo Card and a Birth Certificate.

Accepted secondary forms of ID include non-expired Credit Cards, Status Card, Fire Arms License and a Permanent Resident Card.

*Each active membership requires an investment in one $10.00 Member Share, which is refundable upon closing of the membership.

**Please note that without providing your Social Insurance Number, you are limited to the types of accounts you can open and will also have several restrictions placed on your account.

Ready to apply? Opening an account with us is easy!


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In Person

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By Phone

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  • Transactions include pre-authorized credits, Interac Direct Payment, Deposit Anywhere® (Mobile Remote Deposit Capture), EXCHANGE® ATM transactions, Online Banking, Mobile Banking and Telephone banking transactions.
  • There are no charges for Deposits and Transfers completed using Online, Mobile, Telephone or In-Branch Banking.
  • This account is covered by the Deposit Insurance Corporation of Ontario.
Plan 24 Savings* (Rates effective 2018-11-01)
$0 - $24,999 0.15%
$25,000 - $74,999 0.25%
$75,000 + 0.75%
Become a member