US Account

This account is for you if:

  • You write cheques in US dollars.
  • You want to protect your US funds from a fluctuating exchange rate.
  • You want to earn some interest in US dollars.

Account Features

This account earns interest and is considered pay-as-you-go.

  • US Cheque Clearing
  • Funds are held in US Dollars

Additional Benefits

  • You are protected from exchange rate fluctuations
  • FREE Online, Mobile & Telephone Banking
  • FREE Electronic Statements
  • FREE Online Cheque Viewing


This account earns interest calculated on the closing daily balance and paid monthly based on the following tiers:

  • Up to $4,999
  • $5,000 and over

Additional Services

  • US$ Personalized cheques available.
  • US$ Bank Drafts available.
  • Receiving or Sending a Wire Transfer.

Opening an Account

Opening an account with us is simple. You will need to bring 2 pieces of valid, non-expired government issued identification.

Accepted primary forms of ID include Driver’s Licence, Canadian Passport, Ontario Photo Card, Permanent Residence Card, Certificate of Indian Status Card and a Nexus Card.

Accepted secondary forms of ID include non-expired Credit Cards, Canadian Birth Certificate, Certified Statement of Live Birth, Old Age Security Card, Temporary Resident Permit, Record of Landing, Canadian Immigration Identification card and Certificate of Canadian Citizenship.

*Each active membership requires an investment in one $10.00 Member Share, which is refundable upon closing of the membership.

**Please note that without providing your Social Insurance Number, you are limited to the types of accounts you can open and will also have several restrictions placed on your account.

Ready to apply? Opening an account with us is easy!


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In Person

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By Phone

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  • Debit card services are not available on US Accounts.
  • Transfers between US and Canadian accounts must be completed at the branch.
  • Quoted exchange rates are guaranteed until 5 PM of the current business day.
  • This account is not covered by the Financial Services Regulatory Authority of Ontario (FSRA).
US Dollar Account* (Rates effective 2020-07-17)
$0 - $4,999 0.00%
$5,000 + 0.05%
Become a member