No Fee Account

This account is for you if:

  • You want a chequing account that offers most services for FREE.
  • You want a place to deposit your payroll QUICKLY and EASILY.
  • You want a monthly online statement with access up to 7 YEARS.

    Account Features

    All the transactions listed below are guaranteed to be UNLIMITED and FREE of charge.
    • FREE Canadian Cheque clearing
    • FREE Bill Payments (ATM, Online, In-Branch)
    • FREE Pre-Authorized Payments
    • FREE INTERAC® Direct Payment
    • FREE Mobile Remote Deposit Capture - Deposit Anywhere®
    • FREE Withdrawals
    • FREE Access to over 3,300 ATMs across Canada on THE EXCHANGE®
    • Interac® Online Payment

    Additional Benefits

    • FREE Online, Mobile & Telephone Banking
    • FREE Electronic Statements
    • FREE Online Cheque Viewing

    Additional Services

    • INTERAC® e-Transfer
    • Single or Duplicate personalized cheques available
    • Overdraft Protection (O.A.C)
    • Using a Bank ATM (Interac®) or CIRRUS® ATMs (International)
    • Canadian and USD Bank Drafts
    • US Cheque Clearing
    • Receiving or Sending a Wire Transfer
    • Interac® Online Payment

    Opening an Account

    Opening an account with us is simple. You will need to bring 2 pieces of valid, non-expired government issued identification.

    Accepted primary forms of ID include Driver’s Licence, Canadian Passport, Ontario Photo Card, Permanent Residence Card, Certificate of Indian Status Card and a Nexus Card.

    Accepted secondary forms of ID include non-expired Credit Cards, Canadian Birth Certificate, Certified Statement of Live Birth, Old Age Security Card, Temporary Resident Permit, Record of Landing, Canadian Immigration Identification card and Certificate of Canadian Citizenship.

    *Each active membership requires an investment in one $10.00 Member Share, which is refundable upon closing of the membership.

    **Please note that without providing your Social Insurance Number, you are limited to the types of accounts you can open and will also have several restrictions placed on your account.

    Ready to apply? Opening an account with us is easy!


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    In Person

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    By Phone

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    • Transactions include bill payments/withdrawals, clearing cheques, pre-authorized debits and credits, Interac Direct Payment, Deposit Anywhere® (Mobile Remote Deposit Capture), EXCHANGE® ATM transactions, Online Banking, Mobile Banking and Telephone banking transactions.
    • There are no charges for Deposits and Transfers completed using Online, Mobile, Telephone or In-Branch Banking.
    • Free transactions do not include items listed under additional services
    • All fees are reviewed annually and are subject to change
    • Overdraft Protection is granted on Approved Credit and is subject to the terms and conditions denoted on the Overdraft Application
    • Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority of Ontario (FSRA).
    Become a member