No Fee Account

This account is for you if:

  • You want a chequing account that offers most services for FREE.
  • You want a place to deposit your payroll QUICKLY and EASILY.
  • You want a monthly online statement with access up to 7 YEARS.


    Account Features

    All the transactions listed below are guaranteed to be UNLIMITED and FREE of charge.
    • FREE Canadian Cheque clearing
    • FREE Bill Payments (ATM, Online, In-Branch)
    • FREE Pre-Authorized Payments
    • FREE INTERAC® Direct Payment
    • FREE Mobile Remote Deposit Capture - Deposit Anywhere®
    • FREE Withdrawals
    • FREE Access to over 3,300 ATMs across Canada on THE EXCHANGE®
    • Interac® Online Payment

    Additional Benefits

    • FREE Online, Mobile & Telephone Banking
    • FREE Electronic Statements
    • FREE Online Cheque Viewing

    Additional Services

    • INTERAC® e-Transfer
    • Single or Duplicate personalized cheques available
    • Overdraft Protection (O.A.C)
    • Using a Bank ATM (Interac®) or CIRRUS® ATMs (International)
    • Canadian and USD Bank Drafts
    • US Cheque Clearing
    • Receiving or Sending a Wire Transfer
    • Interac® Online Payment

    What You Need

    Opening an account with us is simple. You will need to bring 2 pieces of valid, non-expired government issued identification.

    Accepted primary forms of ID include Drivers’ License, Canadian Passport, Ontario Photo Card and a Birth Certificate.

    Accepted secondary forms of ID include non-expired Credit Cards, Status Card, Fire Arms License and a Permanent Resident Card.

    *Each active membership requires an investment in one $10.00 Member Share, which is refundable upon closing of the membership.

    **Please note that without providing your Social Insurance Number, you are limited to the types of accounts you can open and will also have several restrictions placed on your account.

    Ready to apply? Opening an account with us is easy!


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    In Person

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    By Phone

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    • Transactions include bill payments/withdrawals, clearing cheques, pre-authorized debits and credits, Interac Direct Payment, Deposit Anywhere® (Mobile Remote Deposit Capture), EXCHANGE® ATM transactions, Online Banking, Mobile Banking and Telephone banking transactions.
    • There are no charges for Deposits and Transfers completed using Online, Mobile, Telephone or In-Branch Banking.
    • Free transactions do not include items listed under additional services
    • All fees are reviewed annually and are subject to change
    • Overdraft Protection is granted on Approved Credit and is subject to the terms and conditions denoted on the Overdraft Application
    • This account is covered by the Deposit Insurance Corporation of Ontario.
    Become a member